These are best of times. These are the worst of times.

Financially speaking, that is.

These are the best of times.

More money is made by more people every day than ever before. There are more millionaires in the world today. There are many young millionaires, many not yet in their thirties. Many young people today are earning per month more than what their parents made in six months. There are many more jobs today, new categories and new designations, many new opportunities to earn a wage or salary. There are many new opportunities to earn your living, as an entrepreneur, doing your own thing. The whole world is your marketplace. Then there are so many new ways of making money, opportunities that never existed before, thanks to new technology, and of course, the internet.

More people live longer than ever before. More people are cured of more types of diseases all over the world.

These are the worst of times.

In an age when “man holds in his mortal hands the power to abolish all forms of human poverty, and all forms of human life” there are millions of people who earn less than a dollar a day, people who are not assured of their shelter or their next meal. ( JFK used that phrase in his inaugural address some four  and a half decades ago, and so much has changed since then!)

In this age of “outsourcing” and “rightsizing”, more people are forced to look for new jobs or take to new skills to continue to earn their livelihood, after they are well into middle age.

More people are living into old age, with little financial security and rising medical costs.

Authorities the world over are switching over from fixed payout pension plans to fixed contribution plans, meaning there is no assurance about how much you will get every month. Hospitals and medical insurance companies are gradually marginalising the elder population through pricing and “exemptions”. There is a lot of financial insecurity.

In short, people need to be making and saving more money, even though there are many opportunities to be making money.

Or rather, there are many opportunities to be making money, although there is also a greater need to be making and saving more money.

And that is where this website comes in.

More people need to know how to grow their personal wealth. More people need to know how to invest their money. More people need to know how to make their money work for them. More people need to be their own bosses, be entrepreneurs. More people need to learn about investment plans.

On this website we try to provide you essential information about saving, investing, growing and protecting your personal wealth.

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